Travel insurance conditions :

Trip cancellation               

                                                                                                    16 000 € / person & 40 000 € / event

• Death, serious bodily injury, serious illness, hospitalization of the client or a family member defined by the contract, including relapses and aggravations       Deductible of 5% of the compensation with a minimum of 45 € / person

• Death of uncles, aunts, nephews and nieces     Deductible of 5% of compensation with a minimum of 45 € / person

• Serious material damage at home or at professional premises    Deductible of 5% of the compensation with a minimum of 45 € / person

• Theft at home or in business premises    Deductible of 5% of the compensation with a minimum of 45 € / person

• Medical pregnancy complications    Deductible of 5% of the compensation with a minimum of 45 € / person

• Administrative convocation:

  Summons as Assises witness or juror    Deductible of 5% of compensation with a minimum of 45 € / person

  Convocation to a exam retake    Deductible of 5% of the compensation with a minimum of 45 € / person

  Getting a job    Deductible of 5% of the allowance with a minimum of 45 € / person

• Convocation for the adoption of a child     Deductible of 5% of the compensation with a minimum of 45 € / person

• Economic dismissal of the client or his/her wife/husband     Deductible of 5% of the compensation with a minimum of 45 € / person

• Professional transfer     Deductible of 5% of the allowance with a minimum of 45 € / person

• Medical quarantine following an accidental event     Deductible of 5% of the compensation with a minimum of 45 € / person

• Air piracy Act     Deductible of 5% of compensation with a minimum of 45 € / person

• Contraindications and vaccination follow-ups     Deductible of 5% of the compensation with a minimum of 45 € / person

• Refusal of tourist visa     Deductible of 5% of the compensation with a minimum of 45 € / person

• Serious damage to the vehicle     Deductible of 5% of the compensation with a minimum of 45 € / person

• Modification, removal of paid holidays     Deductible of 25% of the indemnity with a minimum of 150 € / person

• Theft of identity documents     Deductible of 25% of the compensation with a minimum of 150 € / person

Luggage and personal effects

• Theft, total or partial destruction, loss during transport by a transport company      1200 € / person and 6000 € / event

• Precious objects     50% of the capital guaranteed
  Deductible only in the event of suitcases damage      50 € / suitcase

• Costs of re-creation of identity documents      150 € / person

• Delivery luggage delay > 24 hours      maximum 150 € / person

Interruption of holidays

• Following an early return      Prorata temporis

• Following a medical repatriation      Purchase voucher equal to the value of the initial trip valid for 1 year

Individual travel accident

• Death or permanent disability asset      5000 € maximum / person and 70 000 € maximum / event

Illness or body injury assistance 

• Transport / Repatriation     Real costs 

• Return of family members or a attendant     Return ticket + taxi

• Hospitalization presence     Round trip ticket and 45 € / day (maximum 10 days)

• Extension of stay      45 € / day (maximum 10 days)

• Children accompaniment       Round trip ticket

• Medical expenses abroad 

• • Additional refund of medical expenses     30 000€

  • Dental emergencies     80€

    Deductible for medical expenses and dental emergencies     45 € / person 

• Advance on hospital costs    30 000 €

Early return

• In case of hospitalization of a family member, childcare provider or professional replacement during holidays     Return ticket + taxi

• In the event of the death of a family member, childcare provider or professional replacement     Return ticket + taxi

• In the event of a sinister at home     Return ticket + taxi

Assistance in the event of death

• Transport      Real cost

• Transport cost inclusif coffin cost    2 000 €

• Return of family members or a attendant     Return ticket + taxi

Travel assistance

• Advance of the criminal deposit      10 000 € / person

• Attorney's fees     2 000 € / person

• Search and rescue costs at sea and in the mountains     4 000 € / person & 15 000 € / event

• Sending medication     Shipping cost

AMOUNTS TTC

maximum / person

FEATURES               

Trip cancellation               

                                                                                                    16 000 € / person & 40 000 € / event

• Death, serious bodily injury, serious illness, hospitalization of the client or a family member defined by the contract, including relapses and aggravations       Deductible of 5% of the compensation with a minimum of 45 € / person

• Death of uncles, aunts, nephews and nieces     Deductible of 5% of compensation with a minimum of 45 € / person

• Serious material damage at home or at professional premises    Deductible of 5% of the compensation with a minimum of 45 € / person

• Theft at home or in business premises    Deductible of 5% of the compensation with a minimum of 45 € / person

• Medical pregnancy complications    Deductible of 5% of the compensation with a minimum of 45 € / person

• Administrative convocation:

  Summons as Assises witness or juror    Deductible of 5% of compensation with a minimum of 45 € / person

  Convocation to a exam retake    Deductible of 5% of the compensation with a minimum of 45 € / person

  Getting a job    Deductible of 5% of the allowance with a minimum of 45 € / person

• Convocation for the adoption of a child     Deductible of 5% of the compensation with a minimum of 45 € / person

• Economic dismissal of the client or his/her wife/husband     Deductible of 5% of the compensation with a minimum of 45 € / person

• Professional transfer     Deductible of 5% of the allowance with a minimum of 45 € / person

• Medical quarantine following an accidental event     Deductible of 5% of the compensation with a minimum of 45 € / person

• Air piracy Act     Deductible of 5% of compensation with a minimum of 45 € / person

• Contraindications and vaccination follow-ups     Deductible of 5% of the compensation with a minimum of 45 € / person

• Refusal of tourist visa     Deductible of 5% of the compensation with a minimum of 45 € / person

• Serious damage to the vehicle     Deductible of 5% of the compensation with a minimum of 45 € / person

• Modification, removal of paid holidays     Deductible of 25% of the indemnity with a minimum of 150 € / person

• Theft of identity documents     Deductible of 25% of the compensation with a minimum of 150 € / person